Legal Notice & Terms

No Financial Advice

CIBFS (Corporate, Investment Banking & Financial Services Society) is a student organization focused on education and career development. We do not:

• Provide financial advice, investment recommendations, or portfolio management services
• Offer professional financial planning or consulting services
• Endorse specific investment strategies, products, or securities
• Act as financial advisors, brokers, or investment professionals

Any information provided through our events, reports, or website content is for educational purposes only and should not be construed as financial advice. Always consult with qualified financial professionals before making investment decisions.

Company Affiliations & Partnerships

Companies and organizations mentioned on this website (including but not limited to J.P. Morgan, Goldman Sachs, Morgan Stanley, Northern Trust, Bank of America, Citi, KPMG, and others) are referenced for informational and educational purposes only.

Unless explicitly stated otherwise:

• We are not sponsored by, affiliated with, or officially partnered with these organizations
• We do not represent or act on behalf of these companies
• References to these companies do not imply endorsement or approval by them
• Company logos and names are used for educational and informational purposes only

Any events, workshops, or networking sessions featuring industry professionals are organized independently by CIBFS for educational purposes and do not constitute official company partnerships unless explicitly stated.

Educational Purpose

CIBFS exists solely to:

• Educate students about careers in finance and financial services
• Provide networking opportunities with industry professionals
• Develop professional skills relevant to finance careers
• Create a supportive community of students interested in finance

All research reports, market analysis, and educational content produced by CIBFS are student-led projects intended for learning purposes and should not be used as the basis for investment decisions.

External Links & Content

This website may contain links to external websites, news sources, and other resources. CIBFS is not responsible for the content, accuracy, or availability of external sites. These links are provided for convenience and informational purposes only and do not constitute endorsement.

Market Data & Financial Information

The market data displayed on this website is provided for educational and informational purposes only. This data is sourced from third-party providers and may be subject to:

• Delays in data updates (data may not be real-time)
• Inaccuracies or errors in transmission
• Temporary unavailability due to technical issues
• Changes without notice

CIBFS makes no guarantees about the accuracy, completeness, or timeliness of market data displayed. This information should not be used as the sole basis for any investment or trading decisions. Always verify data from official and licensed financial data providers before making financial decisions.

Privacy & Data Collection

When you contact us through our website or register for events, we collect only the information necessary to respond to your inquiry or facilitate your participation. We do not sell, share, or distribute your personal information to third parties without your explicit consent.

Information collected may include: name, email address, and any details you provide in contact forms or event registrations. This information is used solely for CIBFS society activities and communications.

Accuracy of Information

While we strive to keep information on this website accurate and up-to-date, CIBFS makes no warranties or representations about the accuracy, completeness, or reliability of any information provided. Event details, dates, and information are subject to change without notice.

Limitation of Liability

CIBFS, its officers, members, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or participation in CIBFS activities. Participation in events and use of educational materials is at your own risk.